haddenqhawkinsons 123 blog: Advice

Showing posts with label Advice. Show all posts

How to pick yourself back up after an unexpected setback

<div class="separator" style="clear: both; text-align: center;"><a href="http://4.bp.blogspot.com/_rDDO2quPfZk/TP-SOvZfWzI/AAAAAAAAAw0/le3qi2EUlPI/s1600/20081101192246.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="246" src="http://4.bp.blogspot.com/_rDDO2quPfZk/TP-SOvZfWzI/AAAAAAAAAw0/le3qi2EUlPI/s320/20081101192246.jpg" width="320" /></a></div><br /><div style="text-align: center;"><a href="http://www.weheartit.com/">www.weheartit.com</a></div><br />As the lyrics from the song Collide by Howie day, "even the best fall down sometimes". As someone who rarely fails and always manages to achieve her goals I have recently suffered a setback. But more than that its the humiliation and the embarrassment that is haunting me the most. I am someone who has a tendency to beat myself up about things that don't work out. So, I'm trying my best to keep my head up and move on swiftly and placing things in order so that I can quickly fill up the void left by my failure.<br /><br />Here are a few things that I am implementing to get me through this setback:<br /><br />1.) ACTION: When I realized what had happened I quickly started to make inquires about what was to happen next. As well as this I also started looking into new opportunities.<br /><br />2.) CRY: A good cry is sometimes a must, but don't dwell. Let yourself be sad and disappointed or whatever the feeing may be but get back up again. Hold that head high and put your thinking cap on.<br /><br />3.) MUSIC: Music is something that can really have a profound effect on your mood and state of mind. So choose music that keeps your spirits up or that inspires you.<br /><br />4.) ME TIME: Take a break from those around you. Regroup, take a bit of time to lick your wounds and be tender with yourself. Don't sit and wallow but acknowledge your feelings and get yourself a bit of a break, treat yourself like you would your best friend.<br /><br />5.) PLAN: Start a plan of action. Evaluate the situation, the damage and your options and alternative routes. Write it all down and start moving in a new direction. Research, make phone calls and send emails to those who you think could possible open new doors for you.<br /><br />What do you do when you are faced with a setback? How do you pick up the pieces?<br /><br /><img src="http://lh4.ggpht.com/_t5Wvjfo3y5o/S--2WYmnvbI/AAAAAAAABQw/nwe6MAK0glM/digital%20signature.png" width="100" />

How to pick yourself back up after an unexpected setback

www.weheartit.com As the lyrics from the song Collide by Howie day, "even the best fall down sometimes". As someone who rarely fai...

6:12 AM

Getting to know you

<div style="text-align: center;"><img alt="Tumblr_l59s5qjjig1qblg7bo1_500_large" src="http://whi.s3.prod.lg1x8.simplecdn.net/images/2980454/tumblr_l59s5qjjiG1qblg7bo1_500_large.png?1278986055" /></div><br />With recent events in my life, things have been a bit rough for me. That saying, "what doesn't kill you, only makes you stronger" is rather a frustrating concept for me right now because I'm not dead yet but I sure am tired of "getting stronger". But on the up side of these down times one comes to many realization and one of them that has occurred to me is the fact that I need to be more decisive and firm in the small things that make up the me that I present to the world. My tiny quirks, likes, dislikes, values, morals and opinions. Values and morals for the most part I have never had a problem with, there are simply things that I don't waver on in my own quiet way but I think that I maybe need to define the simpler, more fun and frivolous things about myself and cement them into who I am a bit more :)<br /><br />So, here are a few frivolous bits of know how about me :)<br /><br /><br /><ul><li>I am a strictly chocolate girl, no vanilla, no strawberry</li><li>When it comes to really jewelry I will only buy and wear silver or white gold (which looks exactly like silver?!) not gold, but when it comes to general costume jewelry and accessories I will add a splash of gold</li><li>I love interesting and funky clothes, shoes, and handbags, things that are out of the ordinary, even if its simply the fact that there is patterned material inside the shoe.</li><li>I like to learn, (what a nerd), not necessarily study, but to learn about new things</li><li>One thing that I have learnt about myself recently, and I do realize this sounds very self congratulatory, is the fact that I can do all those things that I doubt about my self. I recently tried out a new job in something that is so opposite of my personality that all my friends where shocked but I had the greatest time and I held my own and it was something I never though I could do but I did it. And so having survived that I now know that there are few things I cannot do successfully. </li><li>I've recently discovered that I am in fact a big fan of my lips and they are fast becoming my new favorite feature :)</li><li>Whilst I am somewhat of a shy person I do love to meet new people and makes friends in my own way</li><li>I don't define myself by a "relationship status" I'm not single or in a relationship, what counts in whether or not you have a special person in your life to talk to and share time with and that can't be labeled, boxed or be given a "status"</li><li>I am strictly a cat person, dogs aren't bad but cats are better!</li><li>Just because I don't say everything I think or prefer to sit back and observe a situation does not mean that there isn't a lot going on in my head, I just don't always feel compelled to blurt everything out all the time</li><li>I'm a total techno nerd, I wanted to study web design and IT </li><li>I love to travel but I don't want to do it alone anymore, the next trip I take has to involve someone else</li><li>I love music but can never remember the names of songs or artists</li><li>I'm a morning person but I can be night person too but in order to stay awake I need to stay busy and watching movies late at night puts me to sleep</li><li>I am unfortunately I big quantity over quality person, something I am really trying to curb</li><li>I love to read but don't get too much time for it any more :(</li><li>I am an organisation and planning freak but only about certain areas of my life</li><li>I love food and eating and all things sweet </li><li>I need to learn to alter my own perception of myself and see myself as the 24yr old professional that I am instead of an 18year old teenager and treat myself accordingly</li></ul><div>So there are a few tidbits about myself :) Are there any things about yourself that you have recently learned or things that you need to assert about yourself more?</div><div><br /></div><br /><br /><br /><img src="http://lh4.ggpht.com/_t5Wvjfo3y5o/S--2WYmnvbI/AAAAAAAABQw/nwe6MAK0glM/digital%20signature.png" width="100" />

Getting to know you

With recent events in my life, things have been a bit rough for me. That saying, "what doesn't kill you, only makes you stronger...

6:20 AM

qUoTeD

*qUoTeD*

**Sprinkling a little bit of sunshine into your day and hoping all your dreams come true**

4:24 AM

Personal Position

Personal Position

I've had a little bit of a personal set back of late that has me really confused and upset and questioning a lot of things. I'm real...

1:28 AM

Study Central

<div class="separator" style="clear: both; text-align: center;"><a href="http://3.bp.blogspot.com/_rDDO2quPfZk/TB8-limTnsI/AAAAAAAAAvg/J98qWq7mwr4/s1600/806312.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://3.bp.blogspot.com/_rDDO2quPfZk/TB8-limTnsI/AAAAAAAAAvg/J98qWq7mwr4/s320/806312.jpg" /></a></div><br /><br />I am crazy busy with studies at the moment and all of my assignments are due by the end of next month and I have 6 to do!!!! All of them essay assignments and research projects, sigh.<br /><br />So, my mind is mostly in the books for the moment and here are a few tips and tricks for those busy study periods:<br /><br /> - make sure you have enough space, a large table where you can stretch out and makes piles is my preference<br /> - have good internet access for research and possible queries that come up as you go<br /> - make sure you have access to a printer so you can easily have access to copies of important documents<br /> - colour code your files and make sure everything has their own space to keep subject separate<br /> - file away as you go so you don't end up with a big old pile of random papers<br /> - make sure you have enough pens and paper as well as staples, glue, ect whatever you need<br /><br />I have a few interesting projects of my own going on at the moment that I'm hoping to get off the ground soon in between the madness so hopefully I will be sharing them all with you soon!!<br /><br /><img src="http://lh4.ggpht.com/_t5Wvjfo3y5o/S--2WYmnvbI/AAAAAAAABQw/nwe6MAK0glM/digital%20signature.png" width="100" />

Study Central

I am crazy busy with studies at the moment and all of my assignments are due by the end of next month and I have 6 to do!!!! All of them ess...

3:32 AM

Five Rules To Live By

<div class="separator" style="clear: both; text-align: center;"><a href="http://1.bp.blogspot.com/_rDDO2quPfZk/TBaF8WK3FgI/AAAAAAAAAvQ/HhtKRmBZ8k0/s1600/20090403230353.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://1.bp.blogspot.com/_rDDO2quPfZk/TBaF8WK3FgI/AAAAAAAAAvQ/HhtKRmBZ8k0/s320/20090403230353.jpg" /></a></div><div style="text-align: center;"><br /></div><div style="text-align: center;"><span class="Apple-style-span" style="font-size: small;">I'm not 100% sure where I got this list from but its just too special not to share :)</span></div><div style="text-align: center;"><span class="Apple-style-span" style="font-size: small;"><br /></span></div><div style="text-align: left;">1.) A Little Pain Never Hurt Anybody</div><div style="text-align: left;"><br /></div><div style="text-align: left;">The moment I stop fearing and resisting it, the pain changes. It becomes smaller, more manageable and docile.</div><div style="text-align: left;"><br /></div><div style="text-align: left;">2.) Sunscreen is for necks and chest, not just faces</div><div style="text-align: left;"><br /></div><div style="text-align: left;">I remind myself daily that  its never too late to apply a protective layer of integrity to parts of my life I've ignored.</div><div style="text-align: left;"><br /></div><div style="text-align: left;">3.) Television is a vitamin</div><div style="text-align: left;"><br /></div><div style="text-align: left;">Toxic if taken in large quantities, but also essential for social and personal well-being. </div><div style="text-align: left;"><br /></div><div style="text-align: left;">4.) It is good to be wrong</div><div style="text-align: left;"><br /></div><div style="text-align: left;">Being open to new info and opinions, inviting people and events to let you know where you're going wrong, is the best way to open the mind. </div><div style="text-align: left;"><br /></div><div style="text-align: left;">5.) You can work miracles</div><div style="text-align: left;"><br /></div><div style="text-align: left;">When you are completely exhausted, stop and play. Then go back and to work. Persist and miracles will start happening, all the more wondrous because you worked them yourself. </div><br /><br /><img src="http://lh4.ggpht.com/_t5Wvjfo3y5o/S--2WYmnvbI/AAAAAAAABQw/nwe6MAK0glM/digital%20signature.png" width="100" />

Five Rules To Live By

I'm not 100% sure where I got this list from but its just too special not to share :) 1.) A Little Pain Never Hurt Anybody The moment I ...

12:55 PM

Professional Makeup Tips

<span xmlns=""><span class="Apple-style-span" style="font-family: Arial; font-size: small;"><span class="Apple-style-span" style="font-size: 13px;"><span class="Apple-style-span" style="font-family: 'Times New Roman';"><span class="Apple-style-span" style="font-size: medium;"><span class="Apple-style-span" style="font-family: Arial; font-size: small;"><span class="Apple-style-span" style="font-size: 13px;"><br /></span></span></span></span></span></span><br /><div style="text-align: center;"><img alt="P1010978_large" src="http://whi.s3.prod.lg1x8.simplecdn.net/images/2232010/P1010978_large.JPG?1273766022" /></div><div style="text-align: center;"><a href="http://weheartit.com/entry/2232010">Image</a> </div><div style="text-align: center;"><br /></div>Here are a few professional make up tips I picked up recently when I was a model for a  makeup course:<br /><br /><ul><li>do your eye makeup first to avoid spillage of the colour onto your foundation area under the eye<br /></li><li>for a flawless eye shadow application that lasts all day apply a reasonable amount of foundation to the lid from lash line to brow, using a brush so that the area is the same colour as the rest of your face covering all the veins ect<br /></li><li>using your ring finger press the product into the skin to attain a smooth finish<br /></li><li>always remember to start right at the lash line and to use your brush to ensure this<br /></li><li>then take an eye shadow brush and apply translucent powder to set the foundation, do not wait too long to do that otherwise the foundation will set and the powder will sit awkwardly on top of the product<br /></li><li>again use your ring finger to tap the eyelid ensure a natural look<br /></li><li>next apply your eye shadow colour in contouring motions over the eyelid from lash line to below the brow bone making sure to apply the colour right at the lash line<br /></li><li>lastly, take your highlighting colour and sweep over the brow bone making sure to blend slightly with the eyelid colour to ensure a seamless finish<br /></li><li>finish the eyes with mascara making sure to wiggle the brush through the lashes <br /></li><li>to apply blush, find the beginning of your cheek bone and apply along the bone to the hairline and up to the temple almost like a "nike" tick shape<br /></li><li>make sure that the blush is blended well and doesn't look like a strip of colour, it might be a good idea to take the blush brush dust it off and make circular motions over the applied blush area to ensure that it is blended well and looks natural<br /></li></ul>What are your best makeup applications? Have any of you done a professional makeup course?<br /><br />Leave a comment,<br /><br /><i>*eLLa*</i></span>

Professional Makeup Tips

Image Here are a few professional make up tips I picked up recently when I was a model for a makeup course: do your eye makeup first to a...

10:56 AM

Dealing with a crisis

<div style="text-align: center;"><img src="http://www.yaysports.com/nba/wp-content/uploads/sos.jpg" /></div><div style="text-align: center;"><a href="http://www.yaysports.com/nba/wp-content/uploads/sos.jpg">Image</a></div><div style="text-align: center;"><br /></div>We have all been in the situation where a friend calls us up in tears and asks for our help. Whether it be that they broke up with their boyfriend or their parents are getting divorced to they are being retrenched, its a situation we know well.<br /><br />What do you do, what do you say? How do you help them deal with the crisis. We all want to say and the right thing and solve the problem but sometimes it not that easy.<br /><br />The anatomy of a crisis:<br />Stage one is the Pre-crisis stage<br /> - the person is living their life as per usual and is dealing with problems effectively.<br /><br />Stage two is the crisis stage<br /> - an event or a set of circumstances has arisen which presents its self as a crisis for the person and they are in a dark place in their life.<br /><br />It is here that is important to have a brief awareness of the 6 phases of the crisis cycle. The reason for this is so that you can identify where your friend is in the cycle and effectively help them at the point at which they are at.<br /><br />The Crisis Cycle:<br />1.) Denial - This can't be happening<br />2.) Bargaining - Maybe if I do this then....<br />3.) Anger - Its his fault!<br /><br />4.) Depression - It is extremely important to differential here between SITUATIONAL depression and CLINICAL depression. As someone helping a friend through a crisis we CANNOT deal with clinical depression. There is a huge and notable difference!<br /><br />5.)  Acceptance - Its happened, I can't change it<br />6.) Resolution - Moving on with my life<br /><br />Stage 3 is the Post-Crisis stage<br />- The crisis has been resolved and one of three things could result. The person has an increased coping ability, the same level of ability or a lowered level of ability.<br /><br />Always remember that despite the situation the person in crisis has strengths and theses should be highlighted before leaving that persons side so that they see a glimmer of hope and and use those strengths to propose a plan of action. Also, always remember to let that person vent and get rid of their feelings.<br /><br />*eLLa*

Dealing with a crisis

Image We have all been in the situation where a friend calls us up in tears and asks for our help. Whether it be that they broke up with the...

3:05 PM

13 Beauty Buys Every Woman Should Own

<span class="Apple-style-span" style="font-size: small;">- Glamour Magazine</span><br /><span class="Apple-style-span" style="font-size: small;"><br /></span><br /><div class="separator" style="clear: both; text-align: center;"><a href="http://2.bp.blogspot.com/_rDDO2quPfZk/S8_qdkVylVI/AAAAAAAAAsA/V3OzpuUa_2U/s1600/20090723095706.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://2.bp.blogspot.com/_rDDO2quPfZk/S8_qdkVylVI/AAAAAAAAAsA/V3OzpuUa_2U/s320/20090723095706.jpg" /></a></div><br /><ol><li>Foundation in the perfect shade</li><li>The correct concealer</li><li>Black mascara</li><li>A rosy blush</li><li>A nude polish to match everything</li><li>A brow pencil</li><li>Lash curlers</li><li>Perfect pink lipstick</li><li>Eye cream</li><li>Day cream with SPF</li><li>A body scrub</li><li>A hair treatment mask</li><li>Heat protection spray for your hair</li></ol><div><br /></div><div style="text-align: center;">Just thought I would share this super list with you :)</div><div style="text-align: center;"><br /></div><div style="text-align: center;"><i>*eLLa*</i></div>

13 Beauty Buys Every Woman Should Own

- Glamour Magazine Foundation in the perfect shade The correct concealer Black mascara A rosy blush A nude polish to match everything A brow...

11:23 PM

How To Tackle A Major Wardrobe Makeover - Part Two

<div class="separator" style="clear: both; text-align: center;"><a href="http://2.bp.blogspot.com/_rDDO2quPfZk/S74qQ3di13I/AAAAAAAAArw/mq_0xpYDkQw/s1600/199193.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://2.bp.blogspot.com/_rDDO2quPfZk/S74qQ3di13I/AAAAAAAAArw/mq_0xpYDkQw/s320/199193.jpg" /></a></div><br /><br />In my own wardrobe makeover I have discovered the following things:<br /><br /><ol><li>I have out grown my current wardrobe (figuratively) </li><li>My taste in clothes have changed</li><li>My needs are different</li><li>My life is a lot more multi-purpose</li></ol>After looking through my own sources of inspiration, a large amount which actually came from observing the clients I deal with on a day to day basis at the boutique I work at, and noting what I am drawn to I realized that my wardrobe does in no way reflect my shift in taste. It is sorely lacking in the pieces that I love and that in order to feel more like dressing up and looking fabulous everyday I need to be inspired and coaxed by every item in closet.<br /><br />PLAN OF ACTION<br /><br />My aim: To foster a wardrobe full of unique, quirky and inspirational pieces that can be mixed and matched to allow for a fabulous look everyday.<br /><br />Goal: To purge my closet of any item which I do not love and buy only items that are special and that I am in love with otherwise its not worth my time and money.<br /><br />Realistically, I cannot throw out 90% of my wardrobe at this point otherwise I will be left with nothing to wear thus, I am making four piles: love, like, get rid of and tailor.<br /><br />Love - is obviously the gems that I am crazy about and make me feel fabulous<br />Like - are pieces that I wear often and that I need to a certain degree but that do not make me feel amazing but will discard as I replace them<br />Get rid of - pieces that I don't wear or do not like what so ever<br />Tailor - pieces that you need to have adjusted in order to wear them<br /><br />I have already started the purchasing process and got myself a few one of a kind items that I am crazy about and know I will wear all the time. While a few were pricey the cost per wear and the knowledge that with these garments I am prepared for any occasion never having to face the "I have nothing to wear" situation made them worth every cent.<br /><br />I already have a general idea of the clothes I am going to purge, it always a good idea to be aware of the different areas in your life and sort everything accordingly. Eg, work, casual, formal, sporty ect. If you have a job where you need old clothes to get dirty in or a job like a dance/yoga teacher where you need comfortable clothes this all needs to be taken into account and you should sort and purge accordingly.<br /><br />Whilst shopping:<br /><br /><ul><li>do it with purpose</li><li>be picky</li><li>try new shops</li><li>try new styles, colours and combinations</li><li>purchase a few treasured items as opposed to lots of "like" items</li><li>look before buying (ask sales people to hold things for you, you can always come back)</li><li>always try on before buying</li></ul><div>This process is actually very therapeutic :) I hope these tips helped and if you are currently busy with your own purge, do comment and share your thoughts!</div><div><br /></div><div><i>*eLLa*</i></div>

How To Tackle A Major Wardrobe Makeover - Part Two

In my own wardrobe makeover I have discovered the following things: I have out grown my current wardrobe (figuratively) My taste in clothes...

12:11 PM

Learning to Love Yourself

<div class="separator" style="clear: both; text-align: center;"><a href="http://1.bp.blogspot.com/_rDDO2quPfZk/S7b2bdCDG_I/AAAAAAAAArY/JQx8u_1LBj0/s1600/tumblr_l0a82d1WKA1qakr18o1_400_large.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://1.bp.blogspot.com/_rDDO2quPfZk/S7b2bdCDG_I/AAAAAAAAArY/JQx8u_1LBj0/s320/tumblr_l0a82d1WKA1qakr18o1_400_large.jpg" /></a></div><br /><div style="text-align: center;"><i>I found this really great article on Article Alley and thought I would share it with you. </i></div><div style="text-align: center;"><i><br /></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;">Have you ever looked at people in your life, or even complete strangers on the street, and wondered why they are always so happy, and what you can do to be happy like them? All of us at one time or another feel the need to be more excited about our lives and more satisfied with ourselves. Happiness starts with appreciating ourselves for who we are, which means you need to take steps to fall in love with yourself, after all who else will love you if you don't love yourself?</span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><br /></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;">1. Start dreaming</span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><br /></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;">Get yourself a big sheet of paper, a pen, some magazines and some scissors and glue. Now sit down and think about your dreams; whether it's to live in a penthouse apartment, or to meet your soul mate and have 2.4 children or just to have a long and relaxing vacation, pluck that dream from your mind's eye and capture it on paper. Cut out pictures from the magazines and use them to create a dream board. Now you can see exactly what it is that you wish for in life and you can take steps to make those dreams come true.</span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><br /></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;">2. Make a map</span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><br /></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;">Have you ever travelled to a new location? A place you had never been before? I'm sure you have at some point in time and I bet you didn't do it without a map or a set of directions. Achieving your dream is the same as reaching that destination, you won't get there until you plan your journey and break it down into small steps that you can accomplish day by day.</span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><br /></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;">3. Live in today</span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><br /></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;">Now that you have captured where you want to be tomorrow, or next year, you need to start living in today. Buy yourself a beautiful journal, something that you will want to write your thoughts in and each and every day write down at least one thing that happened to you. It doesn't matter whether the experience was good or bad, what matters is what you did as a result and how you learned from it. Learning from those experiences will shape the journey towards learning how to love yourself and achieving your dreams.</span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><br /></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;">4. See the best in you</span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><br /></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;">We all have flaws but for most of us that is all we see when we look at ourselves in the mirror. You might think that you're too tall or too short, too fat, or too thin,. But today you need to see the best in you. Stand in front of that mirror and see yourself through the eyes of a stranger; perhaps you have a great hair style, or a pretty smile.</span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><br /></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;">Ask your closest friends and family what they like about your personality; perhaps you are kind, or funny or the person they always turn to when they need comforting. Write down you five best bits in your journal or diary and reread them each and every day to remind yourself what is good about you.</span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><br /></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;">By capturing your dreams and planning your journey to your destination you will learn more about your innermost thoughts and desires and living into will give you the experience you need to make that dream a reality. Forgetting about your flaws and focusing on your best bits will make you realise how other people see you. Take action with these activities today and you will learn how to love yourself and in turn find the happiness you dream of.</span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><br /></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><span class="Apple-style-span" style="color: #46728c; font-size: 14px;"><strong>This article is free for republishing</strong></span></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><span class="Apple-style-span" style="color: #46728c; font-size: 14px;"><strong><span class="Apple-style-span" style="font-weight: normal;"><strong>Source: <a href="http://www.articlealley.com/article_1484040_24.html" style="color: #46728c; font-family: 'Trebuchet MS'; font-size: 14px; text-decoration: none;">http://www.articlealley.com/article_1484040_24.html</a></strong></span></strong></span></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><span class="Apple-style-span" style="color: #46728c; font-size: 14px;"><strong><span class="Apple-style-span" style="font-weight: normal;"><br /></span></strong></span></span></i></div><div style="text-align: left;"><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: medium;"><span class="Apple-style-span" style="font-size: 14px;"><i>*eLLa*</i></span></span></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><br /></span></i></div><div style="text-align: left;"><i><span class="Apple-style-span" style="font-family: 'Trebuchet MS'; font-size: 13px; font-style: normal;"><br /></span></i></div>

Learning to Love Yourself

I found this really great article on Article Alley and thought I would share it with you. Have you ever looked at people in your life, or e...

1:02 AM

Distance Learning - study tips

<div class="separator" style="clear: both; text-align: center;"><a href="http://4.bp.blogspot.com/_rDDO2quPfZk/S60YTzHBjwI/AAAAAAAAAqM/2fXJvWjjJks/s1600/806312.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://4.bp.blogspot.com/_rDDO2quPfZk/S60YTzHBjwI/AAAAAAAAAqM/2fXJvWjjJks/s320/806312.jpg" /></a></div><br />For those of you who were not aware, I am completing my current year of studies via distance learning. We have a really awesome University here called UNISA through whom you can do almost any degree you like. While, in my opinion, it takes a certain type of temperament for distance learning anyone can do it as long as you are dedicated and have a lot of self-discipline. <br /><br />Theses are tips and tricks that I use in everyday studies:<br /><br /><ul><li>make use of a month view calendar to jot down assignments as there is no one to remind you </li><li>assign each subject a specific colour, this way assignments and test noted on your calender are easy to identify</li><li>submit small assignments first and early that way you won't forget and can spend all your time doing longer ones </li><li>make sure to get all your textbooks as there are not lecture notes or people to borrow from</li><li>where possible submit all assignments online, post has been known to disappear or not arrive on time</li><li>have regular contact with your department and its lecturers as their input and assistance can be invaluable</li><li>always double check due dates, test and exam dates and venues as they can change without you realizing</li><li>study regularly otherwise you are going to find yourself regularly pulling all nighters </li><li>make sure to request any books, articles or journals well in advance </li><li>always keep a printed and an electronic copy of your work for resubmission should there be a problem</li><li>form a study group with others in your area and discuss common difficulties</li><li>set yourself a structured study time with a particular subject and an end goal in mind</li></ul><br />Happy studying :)<br /><br />P.S. Am playing around with a few blog redesign ideas before settling on the final product with will be designed by the lovely <a href="http://glamourousblogdesign.blogspot.com/">A</a> so if you have any thoughts on a new template pls do comment!<br /><br /><i>*eLLa*</i>

Distance Learning - study tips

For those of you who were not aware, I am completing my current year of studies via distance learning. We have a really awesome University h...

1:47 PM

March Mantra

<div class="separator" style="clear: both; text-align: center;"><a href="http://2.bp.blogspot.com/_rDDO2quPfZk/S5GJ9NUeHuI/AAAAAAAAAnc/sOD3aBjD4Ec/s1600-h/ffffound_viadesigncrush_large_large.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://2.bp.blogspot.com/_rDDO2quPfZk/S5GJ9NUeHuI/AAAAAAAAAnc/sOD3aBjD4Ec/s320/ffffound_viadesigncrush_large_large.png" /></a></div><br /><br />My mantra for the month is RESPECT.<br /><br />Therefore I will show respect by:<br /> - taking the time to learn about my body and the amazing vehicle that it it<br /> - speaking my mind<br /> - by not letting people walk all over me<br /> - by scheduling "ME" time and switching off my phone, IM and shutting my door or going out alone<br /> - taking time to pamper myself<br /> - by looking my best each and every day<br /> - listening to those around me<br /> - by honouring my words with action<br /> - treating myself with respect and dignity so that other will do so as well<br /><br />By showing respect to myself I show other respect and each action will be done with pride and value.<br /><br /><i>*eLLa*</i>

March Mantra

My mantra for the month is RESPECT. Therefore I will show respect by: - taking the time to learn about my body and the amazing vehicle that...

2:48 PM

Landing your dream job – Part One

<div class="separator" style="clear: both; text-align: center;"><a href="http://3.bp.blogspot.com/_rDDO2quPfZk/SzpmNdrZugI/AAAAAAAAAgA/m2vMKSt0qVg/s1600-h/734124.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://3.bp.blogspot.com/_rDDO2quPfZk/SzpmNdrZugI/AAAAAAAAAgA/m2vMKSt0qVg/s320/734124.jpg" /></a><br /></div><br /><span class="Apple-style-span" style="font-size: small;">- Part of the <i><a href="http://ellainspired.blogspot.com/2009/08/money-talks-series.html">Money Talks Series</a></i></span><br /><span class="Apple-style-span" style="font-size: small;"><i><br /></i></span><br />It's all very well and good to have all the knowledge on where to bank and how to invest but in order to put these valuable principles into practice you need to have money. So, in today's edition of Money Talks we will be dealing with job hunting, how to get one, how to keep it and your rights and benefits. <br /><br />As such, this post is divided into three parts:<br /><br /><ol><li>The ins and outs of how to get a job<br /></li><li>Making sure you keep it<br /></li><li>Keeping yourself empowered by knowing your rights and employment benefits<br /></li></ol><span style="font-size: 12pt;"><strong>HOW TO GET A JOB<br /></strong></span><br />Here are the 6 steps involved in landing that dream job whether it be a part time student gig or a fulltime graduate position:<br /><br /><ol><li>Preparing your CV or resume<br /></li><li>The job search<br /></li><li>Approaching employers<br /></li><li>The application form<br /></li><li>The interview<br /></li><li>Getting the job<br /></li></ol><strong>Step one: The CV or resume<br /></strong><br />This is a very important step and without a CV/resume you cannot apply for a job. Your CV/resume is the very first thing that your future employer sees. It is their introduction to you, so it is very important to make it a good one. <br /><br />Always make sure that it:<br /><br /><ul><li>has all the important info about you <br /></li><li>is neatly typed and easy to read<br /></li><li>has no grammar or spelling mistakes<br /></li><li>is 100% truthful and accurate<br /></li></ul>Also make sure that you have all the necessary back up documents available at a moment's notice, this includes degrees, marks, reference letters or school certificates. <br /><br />The set out and information included in a CV/resume varies from country to country so the information here will differ from what you know. In South Africa the basic structure should include information such as: name, address, telephone no, ID no, birthday, place of birth, condition of health, citizenship, marital status, dependants, drivers license details, tax number, current employment. The sections following should be: education – listing your highest qualification to your lowest, work experience – starting with your latest job; give dates; job description; name & address of employer; reference details, General – indicating any community work or extra details indicating the type of person you are, Special Achievements – sports awards, school certificates, were you a prefect on any school boards, Interest/Hobbies&Sports – these should be genuine and you should be open to discussion. Keep all information relevant. <br /><br /><br /><strong>Step two: The job search</strong><br /><br />This part of the process requires time and research. Your job is to identify the best places to find potential employers for the type pf job you would like to get. Here are a few suggestions of places to look:<br /><br /><ul><li>Newspapers<br /></li><li>Trade magazines<br /></li><li>Employment agencies<br /></li><li>Professional organisations<br /></li><li>Employee organisations<br /></li><li>Employer organisations<br /></li><li>Community/Shop notice boards<br /></li><li>Internet<br /></li></ul><strong>Step three: Approaching employers<br /></strong><br />There are two ways of approaching potential employers:-<br /><br /><ol><li>replying to an advertisement<br /></li><li>cold-calling<br /></li></ol>In order to do either of these you need to write a job application letter.<br /><br />Here are some basic rules and guidelines:<br /><br /><ul><li>Keep it short and sweet – one page<br /></li><li>Neat and tidy – type it up<br /></li><li>Accuracy – check spelling and grammar<br /></li><li>Specify – ask about the type of job you are seeking not just any job<br /></li><li>Name – try your best to find out the name of the person you are writing to<br /></li><li>Documentation – these include your CV, references and school/varsity records<br /></li><li>Contact details – so they can reply to you<br /></li><li>Individual letters – write each letter individually<br /></li><li>Copy – keep one of each letter you send so you know what has and has not been said<br /></li></ul>If you are replying to an advertisement make sure you follow the specific instructions. Always keep it brief and to the point as well as professional and neat. If you are cold-calling be sure to find out the name of the individual you are writing to/contacting. Tell them who you are and your reason for contact. Do extra research and find out about the company and weave your info into your letter to show then you are interested in their company. <br /><br /><strong>Step four: The application form<br /></strong><br />Most times you will be required to fill in a job application form. Make sure to read the entire form before filling it in to avoid mistakes. Write neatly and avoid spelling errors. If you can, photocopy the form or take an extra copy and do a trial run. <br /><br /><strong>Step five: The interview<br /></strong><br />Here are a few things to keep in mind:<br /><br /><ul><li>Be yourself<br /></li><li>Dress smartly<br /></li><li>Be on time or a little early<br /></li><li>Answer questions in a clear and precise manner<br /></li><li>Keep eye contact<br /></li><li>Speak up and take a moment to formulate an answer<br /></li><li>Have your portfolio present containing all previous correspondence and important documentation<br /></li><li>Know the company before you get there, simple background knowledge<br /></li><li>Questions – have any questions prepared before hand and think about what salary you would like<br /></li><li>Find out about what happens next, know what the following contact will be after the interview<br /></li><li>Have your diary and a notebook and pen to take down follow up dates or notes of anything necessary for later<br /></li><li>End off by saying thank you regardless of the outcome<br /></li></ul><strong>Step six: Getting the job<br /></strong><br />So you followed all the steps and you landed the job, always say thank you either in person or writing. Be sure to read your contract very thoroughly and take not of important information. If you do not receive a formal employment document it is advisable that you write down what you understand the terms and conditions of your employment to be and show it to your employer. <br /><br />What are your tips for landing that dream job? Leave a comment!

Landing your dream job – Part One

- Part of the Money Talks Series It's all very well and good to have all the knowledge on where to bank and how to invest but in order t...

12:28 PM

Learning to center yourself

<div class="separator" style="clear: both; text-align: center;"><a href="http://1.bp.blogspot.com/_rDDO2quPfZk/SyTDYh3g8JI/AAAAAAAAAbI/8gbYkKwWx3Q/s1600-h/420835.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://1.bp.blogspot.com/_rDDO2quPfZk/SyTDYh3g8JI/AAAAAAAAAbI/8gbYkKwWx3Q/s320/420835.jpg" /></a><br /></div><br /><br />During those times when you are crazy busy or things are just too much for you to deal what do you do to cope? When you are stressed or worried about things what do you do to help yourself deal? How do you quell those anxiety ridden moments or periods in your life? What do you do to center yourself and return to who you are and not let the situation or feels overtake you?<br /><br />Here are a few things that I turn to help me center myself during those turbulent times:<br /><br /><ul><li>Music - to me music is a hugely stabilizing influence in my life. To me there are few things that are more fun than putting on loud cheery dance worthy music and sing your lungs out or dance like a crazy person or even dress up with your girlfriends and pretend you are the performers and go crazy. Nothing taking my mind off things like music, singing and dancing like a crazy person.</li><li>Breathing - i find the deep breathing is very powerful. Sitting down and taking a few deep calming breathes with your eyes closed can do wonders. This is especially powerful if you find yourself in a situation where there is something bothering you and constantly on your mind that is causing constant anxiety. </li><li>Movement - as mentioned above dancing like a crazy person can be very freeing. Other things that I like to do involving movement are combining breathing with stretches or simple arm movements. Just like you see in all the ballet movies. Pretend you are a ballerina for a few minutes and take a few deep soothing breath while lifting and moving your arms around your body in swinging motions or above your head in a pirouette pose. </li><li>Get out - if you are sitting at home brewing about what ever is going on yo need to get out. Get dressed and make sure you look fabulous, because you are, and head out for a walk. Have a place in mind like the park or a coffee shop or go to a little street with your favourite little shops and boutiques and take a look. The exercise and fresh air will do you good and take your mind off the problem. </li><li>Write - the power of the written word is often over looked. The act of writing down your thoughts, feelings and confusions can be very therapeutic and do great things for you. Its a purging of your feelings. If you are musician you can even write a song, and then perform it as a way of getting it out. Start a journal today :)</li></ul><i>What things do you do to center yourself when things are overwhelming? Share, leave a comment :)</i><br /><br /><i>*eLLa*</i>

Learning to center yourself

During those times when you are crazy busy or things are just too much for you to deal what do you do to cope? When you are stressed or worr...

2:34 AM

Positive Affirmations

<div class="separator" style="clear: both; text-align: center;"><a href="http://1.bp.blogspot.com/_rDDO2quPfZk/SyKtv1zhimI/AAAAAAAAAbA/bxNSkrTpv9s/s1600-h/811472.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://1.bp.blogspot.com/_rDDO2quPfZk/SyKtv1zhimI/AAAAAAAAAbA/bxNSkrTpv9s/s320/811472.jpg" /></a><br /></div><br /><br />For a while now I have had the thought in the back of my mind that I need to make myself an affirmation board filled with positive and encouraging words, statements and pictures that I can look at each and everyday as I leave the house. To start the process I have jotted down a few affirmations to start with, they include both things that I want to achieve now and for the future, while they are a bit jumbled and rough around the edges I am going to share them with you:<br /><br /><ul><li>I have enough money to purchase anything I need</li><li>I own a beautiful one bedroom home</li><li>I own my own car which I have bought and payed for myself</li><li>I am a successful professional<br /></li><li>I have enough money saved to travel</li><li>I am beautiful, confident and well put together</li><li>I have a fabulous wardrobe which I love</li><li>I have a great group of girlfriends that I can rely on for support and have fun with</li><li>I am independent, confident and self sufficient </li><li>I am surrounded with confidence and positivity</li><li>I am in a successful, positive, adult relationship</li><li>I am easy to talk to</li><li>I can confidently and successfully converse with everyone I meet</li><li>I am radiant and graceful</li><li>I am beautiful and elegant </li><li>I am breath taking when I dance</li><li>I am the proud owner of an honours degree in psychology and have obtained 85% for all my subjects</li><li>I am a successful, paid psychometrist</li><li>I am a wise, articulate, even tempered person</li><li>I make success from failure</li><li>I am a worthy and important individual who deserves attention, time and support in her own right</li><li>I am a happy person who attracts those around me</li><li>I am ME and that is ENOUGH <br /></li></ul><i>Do you make use of positive affirmations?Do you believe in their power? What would your affirmations be? How do you keep yourself feel confident, positive and successful?</i><br /><br /><i>Share your thoughts, leave a comment :)</i><br /><br /><i>*eLLa*</i>

Positive Affirmations

For a while now I have had the thought in the back of my mind that I need to make myself an affirmation board filled with positive and encou...

12:38 PM

The Importance of Education

<div class="separator" style="clear: both; text-align: center;"><a href="http://1.bp.blogspot.com/_rDDO2quPfZk/Su_YSHy7uvI/AAAAAAAAAQw/yaDVdZ7Pafs/s1600-h/580591.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://1.bp.blogspot.com/_rDDO2quPfZk/Su_YSHy7uvI/AAAAAAAAAQw/yaDVdZ7Pafs/s320/580591.jpg" /></a><br /></div><div style="text-align: center;"><br /><br /></div>Investing money in education is never ever going to be a waste. Essentially, you are investing in yourself and turning yourself into a sellable commodity. While having a sterling education will not by any means guarantee you a job but will definitely put you way a head of the pack in terms of "hire-ability". <br /><br />Choosing what to study can be a daunting task and very overwhelming as there are so many options out there. Here are a few things to keep in mind when considering what to study:<br /><br /><ul><li>what are specific set of skills and talents<br /></li><li>the long term monetary success of your chosen career, are you skills more suited markets in other countries<br /></li><li>the future prospects of your skills, will they last the test of time, continual learning and education is important<br /></li><li>Most NB of all – will you enjoy your job, do not choose a career based on prestige and money<br /></li></ul>Whilst many students are lucky enough to have parents who pay for their tertiary education, there are also many who don't and need to find avenues of self finance. <br /><br /><b>There are 3 main options open to you:<br /></b><br /><ol><li>Yourself – start working from when you are in school, take a part-time job and save up. Continue working through college. There are many students who support themselves this way. <br /></li><li>Bursaries and scholarships – the best way to find information about these are to check with the institutions you are applying to and apply for as many as you qualify for. Competition can be very tough. The facts that go in to selection are things like: needs, family assets, family income, the course you are applying for, and your marks and ability as a student. Another option is to approach large companies write letters to them/emails and include a copy of your CV, references and photocopies of your qualifications.  <br /></li><li> Loans – when all else fails there is always the option of taking a loan. This is what is called a good investment; you are investing in your ability, potential and skills. But, remember debt is still debt and has to be paid off. Always try to borrow the minimum by taking a part time job and supplementing your loan. <br /></li></ol><b>Options for loaning money:<br /></b><br /><ol><li>Your parents employers: many employers will give interest-free or very low interest loans to employees to help educate their children<br /></li><li>A future employer: if you are fortunate enough to find someone who will employ you after you have qualified they will often assist you with a loan. Sometimes they even allow you to wok the loan off by working for them for a certain amount of time after graduating in place of paying the loan back<br /></li><li>Your parents' home loan: home loans have a very low preferential interest rate of up to 3% below the prime rate at which the bank normally loans money<br /></li><li> Banks: student loans are offered by almost every bank with low interest and they often have a package deal bank account with lots of perks<br /></li></ol><b>How to qualify for a bank loan:<br /></b><br /><ol><li>The amount you can borrow – this depends from bank to bank and on what you are going to study<br /></li><li>Interest rates – this also varies according to the course you are going to do, one that leads you to becoming a highly paid graduate with get you lower interest rates, unfair I know. However, all rates for all loans are below prime and postgraduate students often get interest rates that are half the prime rate. <br /></li><li>Loan repayment periods – if you are a full-time student you have to pay the interest on your loan monthly and pay the actual amount in the same amount of time as it took you to study your course once you graduate. If you are a part time student you are required to pay both the interest and start repaying your loan while you study.<br /></li><li>Security – you have to have someone, like a parent, to sign surety on the loan if something happens and you can't. You also have to take out life insurance to cover accident death or disability so that the bank still gets its money back.<br /></li><li>If you fail or drop out – if you fail you will not get a loan for the next year and if you drop out you have to pay back the amount just as if you had finished.<br /></li><li>Other benefits – banks usually have special student account packages which lets you take advantage of loads of different benefits offered by the bank. However, be very careful if they issue you with a credit card, it's not free money, its more debt. <br /></li><li>Renewal – you have to renew you loan each month by sending your exam results to prove you passed as well as proof that you have registered as a student for the following year.<br /></li></ol><i>How are you guys financing your studies? Are studies as expensive overseas as they are here in South Africa? Where any of you lucky enough to get bursaries and scholarships? Leave a comment!<br /></i><br /><i>*eLLa* </i>

The Importance of Education

Investing money in education is never ever going to be a waste. Essentially, you are investing in yourself and turning yourself into a sella...

11:10 PM

How to fight that afternoon slump

<div class="separator" style="clear: both; text-align: center;"><a href="http://4.bp.blogspot.com/_rDDO2quPfZk/SuvdlMX2maI/AAAAAAAAAQQ/5gKw2GWy5NQ/s1600-h/153623.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://4.bp.blogspot.com/_rDDO2quPfZk/SuvdlMX2maI/AAAAAAAAAQQ/5gKw2GWy5NQ/s320/153623.jpg" /></a><br /></div><br /><br />Ever hit that afternoon slump where you feel fatigued and unproductive? I know that I often do, but how do you prevent it or deal with it so can still be productive?<br /><br />Here are a few tips to help prevent that slump and deal with it more effectively:<br /><br /><ol><li><b>Eat breakfast – </b>eating a good breakfast will definitely make a different and set your blood sugar off to a good start for the day. If you, like me are one of those people who don't really like eating in the morning make yourself a smoothie. You can use fruit juice, yoghurt, fresh fruit, frozen fruit, ice cubes, nuts (soak overnight to help make a creamier texture), dried fruit or even powered vitamin drinks and flax seed oil to create a tasty and extremely nutritious mix that you can drink on the run. Other great options are minute oats, cereals, fruit salad, boiled/poached eggs on toast. <b><br /></b></li><li><b>Organise –</b> deduce when your most productive time of the day is and schedule your most intricate tasks for then. Do all the things that take the most amount of concentration during those times. For me, I find that I am at my peak in the mornings, before one and in the evenings, after 5pm. Therefore I schedule my day around this starting with doing any assignments or work activities, cleaning and organising before 1pm then in the afternoons I get out of the house and do any errands I have leaving the evenings to study. <b><br /></b></li><li><b>Eat lunch –</b> at this point you body needs more fuel to get through the rest of the day. Eat a good lunch in proportion to your appetite and make provision for a light snack later. Something simple like trail mix or dried fruit and nuts will do the trick to stabilise your blood sugar throughout the afternoon. The whole crux of the solution is the keep your blood sugar at an even keel and not to allow for sudden drops and rises. <b><br /></b></li><li><b>Take a lunch break –</b> don't work through lunch. You need to take a break from your work/studies or you will get tired quickly. Even if it is just 20mins away from your desk, you need time to recharge and break away. Go chat to a colleague, read a magazine, have a smoke break outside.  <b><br /></b></li><li><b>Change of scenery –</b> go outside, get some fresh air, go to the bathroom and freshen up. Get away from your work for a just a few minutes. Let your mind rest and think of other things. Also, getting up and walking around will get the blood pumping once again and oxygen to all the parts of the body. <b><br /></b></li></ol><i>These are just a few ways that I deal with the afternoon slump. What are your tricks and tips to keeping you feeling energized all day long? Leave a comment. </i>

How to fight that afternoon slump

Ever hit that afternoon slump where you feel fatigued and unproductive? I know that I often do, but how do you prevent it or deal with it so...

11:44 PM

Basics of investing

<div class="separator" style="clear: both; text-align: center;"><a href="http://2.bp.blogspot.com/_rDDO2quPfZk/SuW2onVI1dI/AAAAAAAAAPo/ECF_POPqv3o/s1600-h/3067914489_a43026cff0.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://2.bp.blogspot.com/_rDDO2quPfZk/SuW2onVI1dI/AAAAAAAAAPo/ECF_POPqv3o/s320/3067914489_a43026cff0.jpg" /></a><br /></div><div style="text-align: center;"><a href="http://www.weheartit.com/">Image</a><br /></div><br /> <span style="font-size: x-small;"><i>- part of the <a href="http://ellainspired.blogspot.com/2009/08/money-talks-series.html">Money Talks Series</a></i></span><br /><br /><span style="font-size: x-small;"><span style="font-size: small;">This week I will be demystifying the world of investing. For me, this is the crux of the series and the very reason I started writing it. I wanted to know what I could do with my money that was different from just putting it into a savings account and so I investigated different investment options. Many of you maybe thinking but I'm only a student and I need lots of money to invest, this however is not true. While a large group of investments are dependent upon large sums of money there are very accessible options for you and me. </span></span><br /><br />Investing is a vast area and there are many options. As such, I will be touching on all the basics and defining all the different types of investments, whilst highlighting the low risk student accessible options available. I feel that now is a very important time to familiarize yourself and become financially smart, especially as women. These are skills that will carry you though life and allow you to be independent and successful.<br /><br /><b>The Basics</b><br /><br />Put simply, investing is simply one step up from saving our money. You are making your money work for you by taking risks with it; it is earning you more money. The best perspective to have is not that of instant gratification but rather about long term rewards and can in some cases result in whats is called a "passive income".<br /><br />There are three basic ways one can earn money on your savings:<br /><br /> - Interest and rates: a fixed rate paid for the money you invest<br /> - Dividends: profit share that is paid to owners of a company <br /> - Capital growth: this is the money you make when you sell your investments (eg. shares) for more than you<br />   paid <br /><br />There are two types of investments:<br /><br /> - Lending investments: lend money to the bank (interest earning savings account) or a bond (lending money<br />    to the government)<br /> - Ownership investments: property or shares in a company<br /><br />*You should focus on lending investments - these are student accessible options.<br /><br /><b>The risk involved</b><br /><br />Investments are grouped into asset classes. This separates them into groups which reflect the type, the return, and the risk involved in a particular investment.<br /><br />Asset class<br />- Cash: Bank savings, deposit accounts & money market = Low risk<br />- Property: Houses or business properties = Low - med risk <br />- Bonds: Loans to government or companies = Medium risk<br />- Shares: Companies listed/not listed on the stock exchange = Med - high risk<br /><br /><b>What are cash investments?</b><br /><br />Cash investments are where you and I can participate. This is where you should begin and can grow your capital to make larger investments later on. They are a good idea for two reasons, theses are: as I just mentioned, they are a great way to build up capital to invest in bigger things like property and secondly, they don't tie up your cash  for lengthy periods of time.<b> </b>Basically a cash investment is where interest only is paid on your money. Theses interest rates are higher than just your normal savings account. The interest can often either be paid out into another account or you can choose for it to be reinvested thus earning compound interest - interest on your interest.<br /><br />Cash investments include:<br /><br />- Term deposits: or fixed deposits, where you lend the bank money for a fixed amount of time at a fixed<br />  interest rate. This interest can grow as you add more money to your investment. A usual minimum amount of<br />  R1000 to which you can add deposits of a minimum of R250 or more.<br /><br />- Money market: your money is pooled with other investors and lent to big institutions. Here you will receive<br />  a higher interest rate. However, the starting sums are rather large with respect to what a student or graduate<br />  can afford. The minimum starting amount is R20 000<br /><br /><b>What are property investments?</b><br /><b> </b>Def: a property investment is not only buying your own home, there are many types of property in which you can invest. Rental income and capital growth are two good reason to invest in property.<br /><br />Types:<br /><br /> - Residential: someone else pays rent to live on your property<br /><br /> - Commercial/Industrial: a business pays rent for your property<br /><br /> - Mortgage participation bonds: lend someone money to buy their own property<br /><br /> - Life insurance endowment bonds: the basis is in property investments<br /><br /> - Property unit trusts: where you invest smaller amounts in companies that specialize in property investment<br /><br /> - Property syndicate: this is where you form a group (syndicate) of people who all buy a property together<br /><br /><b>What are bond investments?</b><br /><b> </b>Def: a different way of saying you are lending money to a large institution.<br /><ul><li><b> </b>they borrow your money and pay you interest for the time they are borrowing it from you</li><li>investing in bonds and the bond market is very tricky and traders spend years gaining experience in this area</li></ul><b>What are shares?</b><br />Def: you are buying part of a company, essentially making you a part owner.<b> </b> <br /><ul><li>as part owner you can expect to get part of the profit</li><li>when these profits are paid out they are called dividends<br /></li><li>companies often sell shares when they want to expand/buy new equipment and need cash flow</li><li>as the prospects of the company go up so does the price of the shares, thus, you can make a capital gain by buying low and selling high</li><li>if a share has an upward trend (positive) it is called a "Bull Market"</li><li>if the share market has a downward trend (negative) it is called a "Bear Market"</li><li>the share market is also known as the equity market</li></ul> <b>How do I start investing?</b><br /><b><br /></b><br />As a student, especially, investing often seems way out of your reach and even if you have the funds to do so it is a daunting undertaking and often people don't know where to begin.<br /><br />Here are 10 points to keep in mind when you start investing that will lessen the risk:<br /><br /><b>Point 1 - Take your time</b><br /><ul><li>Never be rushed, take your time. There are loads of investments out there and just because you missed out on one doesn't mean you aren't going to make money somewhere else.<b> <br /></b></li></ul><b>Point 2 - Think long term</b><br /><ul><li>Investing is a long term affair and you should never view it in the short term as you will often lose money this way, especially in bonds and shares.<b><br /></b></li></ul><b>Point 3 - Look around </b><br /><ul><li>Always do a thorough job of investigating each investment you consider, don't just invest because someone else made money there. Always make sure an investment is legal - Financial Services Board <a href="http://www.fsb.co.za/">www.fsb.co.za </a><b><br /></b></li></ul><b>Point 4 - If it seems too good to be true....</b><br /><ul><li>Unfortunately it usually is, if you are offered an investment that is guaranteed an unusually large high return be warned that it is usually a scam. No one can reliably predict a consistency of high returns. There of course the odd legal investments which do have very high returns but these are far and few between so do beware. <b><br /></b></li></ul><b>Point 5 - Consistency</b><br /><ul><li>Be consistent, don't switch between different investments. This is a surefire way to lose your money with all the additional cost involved in the admin of switching. Also, your money never has the opportunity to grow to its full potential - THINK LONG TERM.<b><br /></b></li></ul><b>Point 6 - Stay calm<br /></b><br /><ul><li>The markets are always constantly fluctuating so don't panic; stay with your investment. All you have suffered is whats called a "paper loss". The moment you with draw your money you suffer an actual loss so stay calm and confident. <b> <br /></b></li></ul><b>Point 7 - Never invest on borrowed money</b><br /><ul><li>Borrowing money to invest is very dangerous and a big no-no.<b><br /></b></li></ul><b>Point 8 - Nothing can be predicted</b><br /><ul><li>Don't believe those who say that they can predict with certainty what the market will do, if they really could why would they share their knowledge with you?<b><br /></b></li></ul><b>Point 9 - No such thing as a stupid question</b><br /><ul><li>None of your questions will ever be stupid, its your money. Always ask as many questions as you like and get the answers in writing. If the answers are not satisfactory, walk away.</li></ul><b>Point 10 - Diversification</b><br /><ul><li>Avoid putting all your eggs in one basket as they say. Vary your investments across the asset classes. That way you won't lose all your money in one go. </li></ul>As student or recent graduates your best bet is a term deposit. Search you banks website looking under investment and look at the different accounts that they offer. I, for instance have what is called a "notice account". The minimum amount is R1000 and you can add to it at any time with amounts of R250 or more. Interest rates fluctuate depending on the amount of money in the account and are paid daily either into the account of your choice or reinvested thus earning compound interest. In order to access the money you need to give the bank 32 days notice this ensure that you can't make impulse purchases but allows you have access in an emergency or should you wish to make further investments with it.<br /><br />Remember that each bank has a different portfolio aimed at different markets so chop around before you get your foot in the door!<br /><br /><i>Please don't hesitate to ask any questions should you want more info, I'm always ready to help. Have any of you ever invested? Do you have any thoughts on the subject? Leave a comment!</i><br /><br /><i>*eLLa*</i><br /><i> </i>

Basics of investing

Image - part of the Money Talks Series This week I will be demystifying the world of investing. For me, this is the crux of the series and...

7:49 AM

Ask eLLa

<div class="separator" style="clear: both; text-align: center;"><a href="http://3.bp.blogspot.com/_rDDO2quPfZk/Ssr1lcshN5I/AAAAAAAAAMQ/regLVs7O_RI/s1600-h/20081023122509.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://3.bp.blogspot.com/_rDDO2quPfZk/Ssr1lcshN5I/AAAAAAAAAMQ/regLVs7O_RI/s320/20081023122509.jpg" /></a><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;">Im going to be starting a new section on the blog called "Ask *eLLa*". This involves everything from asking me to write a post about a particular topic, to help with find websites, places to shop, how do something to more personal problems and agony aunt type questions. I love to help and am a wealth of useful information, so use me :)<br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;">You can leave a question in the comment section or email me (<a href="mailto:ella.elephant@gmail.com">ella.elephant@gmail.com</a>) with more personal requests which I will keep anonymous. Don't hold back, I love getting feedback from you guys!<br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><i>Have a fabulous day and I cant wait to hear from you!</i><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><i>*eLLa*</i><br /></div><div class="separator" style="clear: both; text-align: center;"><i> </i><br /></div><div class="separator" style="clear: both; text-align: center;"><i> </i><br /></div>

Ask *eLLa*

Im going to be starting a new section on the blog called "Ask *eLLa*". This involves everything from asking me to write a post abo...

12:49 AM

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